Q Card - Terms & Conditions
*No payments and no interest for 12 months (“Payment Holiday”) is available on Flexi Payment Plans for in-store purchases only. Minimum spend $500. Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment. Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.99% p.a or 22.95% p.a. (depending on your card) applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.